Pricing
जो आप कलेक्ट करते हैं उस पर एक ही दर — कन्वर्ज़न पर 0.5% और हमारी फ़ीस 0.3%। कोई वायर फ़ीस नहीं, कोई मासिक शुल्क नहीं, कोई सेटअप फ़ीस नहीं।
0.5%
FX, over mid-market
The mid-market rate sits beside your rate on every conversion, so the mark-up is never buried in it.
0.3%
Platform fee
Charged on the amount settled. It covers the receiving accounts, the reconciliation and the paperwork.
₹0
Everything else
No wire fee, no setup fee, no monthly fee, and no charge for an e-FIRA, an eBRC or a receiving account.
एक $5,000 का इनवॉइस
₹3,925
What we earn · 0.8%
₹19,250
What a bank takes · 3% + wires
You keep ₹15,300 more.
What you see is what you pay. The mid-market rate sits beside your rate on every conversion, so the mark-up is never buried in it.
| Transaction type | Fee | Settlement time |
|---|---|---|
| Receiving a bank transfer | No fee to receive | Same day |
| Converting to rupees | 0.5% over mid-market | Rate booked within the hour |
| Platform fee on settlement | 0.3% of the amount settled | T+1 |
| e-FIRA, eBRC and GST paperwork | Free | Issued automatically |
FX rates are provided by our banking partner; the 0.5% mark-up shown includes what Payzoplus earns on the conversion. GST applies as per Indian regulations. Above ₹1 Cr a month, pricing is agreed per account.
Where the difference actually comes from — and none of it is a discount we can withdraw.
| A traditional bank | Payzoplus | |
|---|---|---|
| FX rate | 2–4% mark-up, inside the rate | 0.5%, shown next to mid-market |
| Fees | $35–125 per wire | 0.3% flat · no wire fee |
| Tracking | Call the branch | UTR and live status in the app |
| Paperwork | FIRA on request, paid for | e-FIRA · eBRC · GST — free, automatic |
| Onboarding | 2–3 weeks, branch visit | Within 24 hours, online |
| Support | Branch queue · 48-hour email | Chat with a person, 24×7 |
On ₹1 Cr a year: about ₹3.4 L through a bank against ₹0.8 L here — ₹2.6 L that stays with the business. Not against banks: every rupee still moves on an RBI-licensed partner’s rails.
Customer services & charges
Transparent, instant, and affordable for individuals, freelancers, and businesses.
Bank transfers into an account issued in your name for each customer — ACH and Fedwire in the US, SWIFT elsewhere.
Reconcile an invoice and our payment partner converts to rupees and settles to your own bank account.
Optional, and only on US dollar invoices — our payment partner books no other pair in advance.
Things we are asked about that cost nothing.
All charges are exclusive of applicable taxes (GST 18% on fees). Rates may vary by transaction volume and destination. Blockchain transaction security is included at no additional cost.
जो ढूँढ रहे हैं वह नहीं मिला? हमारी टीम से बात कीजिए।